Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS:
Cash and due from banks	$ 22,424	$ 22,485
Federal funds sold	578,626	396,032
Total cash and cash equivalents	601,050	418,517
Investment securities, available for sale	82,108	55,093
Loans, net of allowance for losses of $13,571 and $14,111 at September 30, 2021 and December 31, 2020, respectively	1,289,161	1,355,482
Premises and equipment, net	4,227	5,778
Bank owned life insurance (BOLI)	24,247	23,718
Goodwill and other intangible assets	7,524	7,554
Accrued interest receivable and other assets	40,762	39,637
Total assets	2,049,079	1,905,779
Deposits
Non-interest bearing	790,646	673,100
Interest bearing	951,408	859,106
Total deposits	1,742,054	1,532,206
Other borrowings	79,536	189,043
Junior subordinated debt securities	59,009	24,994
Accrued interest payable and other liabilities	21,241	23,126
Total liabilities	1,901,840	1,769,369
Commitments and Contingencies (Note 5)
Shareholders' equity
Common stock, no par value; 40,000,000 shares authorized; 8,250,109 and 8,171,734 issued and outstanding at September 30, 2021 and December 31, 2020, respectively	109,009	107,948
Retained earnings	38,008	27,821
Accumulated other comprehensive income, net of taxes	222	641
Total shareholders' equity	147,239	136,410
Total liabilities and shareholders' equity	$ 2,049,079	$ 1,905,779