Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS:
Cash and due from banks	$ 18,475	$ 22,485
Federal funds sold	342,305	396,032
Total cash and cash equivalents	360,780	418,517
Investment securities, available for sale	58,105	55,093
Loans, net of allowance for losses of $14,577 and $14,111 at March 31, 2021 and December 31, 2020, respectively	1,454,167	1,355,482
Premises and equipment, net	5,452	5,778
Bank owned life insurance (BOLI)	23,920	23,718
Goodwill and other intangible assets	7,544	7,554
Accrued interest receivable and other assets	37,620	39,637
Total assets	1,947,588	1,905,779
Deposits
Non-interest bearing	742,574	673,100
Interest bearing	887,141	859,106
Total deposits	1,629,715	1,532,206
Other borrowings	134,819	189,043
Junior Subordinated debt securities	24,729	24,994
Accrued interest payable and other liabilities	19,147	23,126
Total liabilities	1,808,410	1,769,369
Commitments and Contingencies (Note 5)
Shareholders' equity
Common stock, no par value; 40,000,000 shares authorized; 8,189,598 and 8,171,734 issued and outstanding at March 31, 2021 and December 31, 2020, respectively	108,430	107,948
Retained earnings	30,630	27,821
Accumulated other comprehensive income, net of taxes	118	641
Total shareholders' equity	139,178	136,410
Total liabilities and shareholders' equity	$ 1,947,588	$ 1,905,779