Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest income
Loans	$ 12,466	$ 11,743	$ 24,248	$ 22,697
Federal funds sold	108	166	437	375
Investment securities	207	312	398	643
Total interest income	12,781	12,221	25,083	23,715
Interest expense
Deposits	1,521	1,641	3,515	3,184
Borrowings and subordinated debt	475	496	602	610
Total interest expense	1,996	2,137	4,117	3,794
Net interest income	10,785	10,084	20,966	19,921
Provision for credit losses	2,930	246	3,330	826
Net interest income after provision for credit losses	7,855	9,838	17,636	19,095
Non-interest income
Service charges and other fees	537	820	1,508	1,489
Gain on the sale of SBA loans				23
Other	240	156	560	327
Total non-interest income	777	976	2,068	1,839
Non-interest expense
Salaries and benefits	2,121	4,823	8,598	9,338
Premises and equipment	1,132	771	2,271	1,517
Other	3,187	1,788	5,978	4,143
Total non-interest expense	6,440	7,382	16,847	14,998
Income before provision for income taxes	2,192	3,432	2,857	5,936
Provision for income taxes	642	882	834	1,518
Net income	$ 1,550	$ 2,550	$ 2,023	$ 4,418
Earnings per common share
Basic	$ 0.19	$ 0.32	$ 0.25	$ 0.55
Diluted	$ 0.19	$ 0.31	$ 0.25	$ 0.54
Average common shares outstanding	8,127,911	8,046,635	8,115,575	8,033,613
Average common and equivalent shares outstanding	8,165,938	8,124,165	8,160,152	8,113,184