Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income
Loans	$ 11,783	$ 10,954
Federal funds sold	329	209
Investment securities	191	331
Total interest income	12,303	11,494
Interest expense
Deposits	1,994	1,543
Borrowings and subordinated debt	127	114
Total interest expense	2,121	1,657
Net interest income	10,182	9,837
Provision for credit losses	400	581
Net interest income after provision for credit losses	9,782	9,256
Non-interest income
Service charges and other fees	970	625
Gain on the sale of SBA loans		23
Other	320	215
Total non-interest income	1,290	863
Non-interest expense
Salaries and benefits	6,477	4,515
Premises and equipment	1,139	745
Other	2,791	2,355
Total non-interest expense	10,407	7,615
Income before provision for income taxes	665	2,504
Provision for income taxes	192	636
Net income	$ 473	$ 1,868
Earnings per common share
Basic	$ 0.06	$ 0.23
Diluted	$ 0.06	$ 0.23
Average common shares outstanding	8,103,248	8,020,456
Average common and equivalent shares outstanding	8,169,898	8,102,543