The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   237,006 2,168 SH   SOLE   0 0 2,168
ABBOTT LABS COM 002824100   510,065 4,634 SH   SOLE   0 0 4,634
ABBVIE INC COM 00287Y109   489,551 3,159 SH   SOLE   0 0 3,159
ALPHABET INC CAP STK CL C 02079K107   649,265 4,607 SH   SOLE   0 0 4,607
ALPHABET INC CAP STK CL A 02079K305   424,658 3,040 SH   SOLE   0 0 3,040
AMAZON COM INC COM 023135106   741,924 4,883 SH   SOLE   0 0 4,883
AMERICAN CENTY ETF TR US EQT ETF 025072885   942,800 11,561 SH   SOLE   0 0 11,561
AMERICAN EXPRESS CO COM 025816109   243,542 1,300 SH   SOLE   0 0 1,300
ANALOG DEVICES INC COM 032654105   309,497 1,559 SH   SOLE   0 0 1,559
APPLE INC COM 037833100   5,875,143 30,515 SH   SOLE   0 0 30,515
APPLIED MATLS INC COM 038222105   803,769 4,959 SH   SOLE   0 0 4,959
BANK AMERICA CORP COM 060505104   309,522 9,193 SH   SOLE   0 0 9,193
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   227,530 7,487 SH   SOLE   0 0 7,487
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,070,337 3,001 SH   SOLE   0 0 3,001
BOEING CO COM 097023105   312,792 1,200 SH   SOLE   0 0 1,200
BROADCOM INC COM 11135F101   239,994 215 SH   SOLE   0 0 215
CABOT CORP COM 127055101   226,035 2,707 SH   SOLE   0 0 2,707
CATERPILLAR INC COM 149123101   251,320 850 SH   SOLE   0 0 850
CHEVRON CORP NEW COM 166764100   484,174 3,246 SH   SOLE   0 0 3,246
CISCO SYS INC COM 17275R102   313,578 6,207 SH   SOLE   0 0 6,207
COCA COLA CO COM 191216100   1,236,588 20,984 SH   SOLE   0 0 20,984
COSTCO WHSL CORP NEW COM 22160K105   969,658 1,469 SH   SOLE   0 0 1,469
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,761,389 61,501 SH   SOLE   0 0 61,501
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   162,695,696 5,566,052 SH   SOLE   0 0 5,566,052
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   3,915,444 122,235 SH   SOLE   0 0 122,235
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   7,504,043 241,055 SH   SOLE   0 0 241,055
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   473,562 13,782 SH   SOLE   0 0 13,782
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,299,216 53,887 SH   SOLE   0 0 53,887
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   42,653,898 1,692,615 SH   SOLE   0 0 1,692,615
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   2,430,413 76,851 SH   SOLE   0 0 76,851
ELEVANCE HEALTH INC COM 036752103   208,430 442 SH   SOLE   0 0 442
ELI LILLY & CO COM 532457108   1,060,332 1,819 SH   SOLE   0 0 1,819
EVERSOURCE ENERGY COM 30040W108   631,705 10,235 SH   SOLE   0 0 10,235
EXXON MOBIL CORP COM 30231G102   1,149,171 11,494 SH   SOLE   0 0 11,494
HOME DEPOT INC COM 437076102   511,855 1,477 SH   SOLE   0 0 1,477
HONEYWELL INTL INC COM 438516106   277,657 1,324 SH   SOLE   0 0 1,324
IDEXX LABS INC COM 45168D104   257,544 464 SH   SOLE   0 0 464
INTERNATIONAL BUSINESS MACHS COM 459200101   808,265 4,942 SH   SOLE   0 0 4,942
INVESCO QQQ TR UNIT SER 1 46090E103   295,264 721 SH   SOLE   0 0 721
ISHARES INC CORE MSCI EMKT 46434G103   4,708,920 93,098 SH   SOLE   0 0 93,098
ISHARES TR S&P 500 VAL ETF 464287408   877,102 5,044 SH   SOLE   0 0 5,044
ISHARES TR NATIONAL MUN ETF 464288414   562,648 5,190 SH   SOLE   0 0 5,190
ISHARES TR CORE S&P MCP ETF 464287507   379,696 1,370 SH   SOLE   0 0 1,370
ISHARES TR RUS 1000 GRW ETF 464287614   1,111,119 3,665 SH   SOLE   0 0 3,665
ISHARES TR S&P 500 GRWT ETF 464287309   981,257 13,066 SH   SOLE   0 0 13,066
ISHARES TR 3 7 YR TREAS BD 464288661   333,107 2,844 SH   SOLE   0 0 2,844
ISHARES TR CORE S&P TTL STK 464287150   20,344,521 193,334 SH   SOLE   0 0 193,334
ISHARES TR CORE S&P SCP ETF 464287804   382,448 3,533 SH   SOLE   0 0 3,533
ISHARES TR RUS 1000 ETF 464287622   602,936 2,299 SH   SOLE   0 0 2,299
ISHARES TR CORE S&P500 ETF 464287200   1,238,973 2,594 SH   SOLE   0 0 2,594
ISHARES TR CORE MSCI INTL 46435G326   9,815,169 154,181 SH   SOLE   0 0 154,181
ISHARES TR RUS 1000 VAL ETF 464287598   408,664 2,473 SH   SOLE   0 0 2,473
ISHARES TR RUSSELL 2000 ETF 464287655   509,433 2,538 SH   SOLE   0 0 2,538
ISHARES TR ISHS 5-10YR INVT 464288638   208,800 4,015 SH   SOLE   0 0 4,015
ISHARES TR CORE US AGGBD ET 464287226   6,136,032 61,824 SH   SOLE   0 0 61,824
ISHARES TR RUSSELL 3000 ETF 464287689   1,911,046 6,981 SH   SOLE   0 0 6,981
ISHARES TR CRE U S REIT ETF 464288521   24,033,116 442,680 SH   SOLE   0 0 442,680
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   93,431,461 2,048,486 SH   SOLE   0 0 2,048,486
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   8,694,625 173,096 SH   SOLE   0 0 173,096
JOHNSON & JOHNSON COM 478160104   1,609,490 10,269 SH   SOLE   0 0 10,269
JPMORGAN CHASE & CO COM 46625H100   453,997 2,669 SH   SOLE   0 0 2,669
LOWES COS INC COM 548661107   203,856 916 SH   SOLE   0 0 916
MCDONALDS CORP COM 580135101   866,106 2,921 SH   SOLE   0 0 2,921
MERCK & CO INC COM 58933Y105   421,036 3,862 SH   SOLE   0 0 3,862
MICROSOFT CORP COM 594918104   3,005,023 7,991 SH   SOLE   0 0 7,991
NEXTERA ENERGY INC COM 65339F101   722,503 11,895 SH   SOLE   0 0 11,895
NVIDIA CORPORATION COM 67066G104   1,352,942 2,732 SH   SOLE   0 0 2,732
PEPSICO INC COM 713448108   247,288 1,456 SH   SOLE   0 0 1,456
PFIZER INC COM 717081103   217,135 7,542 SH   SOLE   0 0 7,542
PROCTER AND GAMBLE CO COM 742718109   1,873,368 12,784 SH   SOLE   0 0 12,784
QUALCOMM INC COM 747525103   302,875 2,094 SH   SOLE   0 0 2,094
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   438,237 7,872 SH   SOLE   0 0 7,872
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   411,551 7,297 SH   SOLE   0 0 7,297
SCHWAB STRATEGIC TR US REIT ETF 808524847   355,301 17,156 SH   SOLE   0 0 17,156
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,387,327 2,919 SH   SOLE   0 0 2,919
SPDR SER TR S&P DIVID ETF 78464A763   751,695 6,015 SH   SOLE   0 0 6,015
SPDR SER TR PORTFLI INTRMDIT 78464A672   949,706 33,253 SH   SOLE   0 0 33,253
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   578,956 14,384 SH   SOLE   0 0 14,384
STANLEY BLACK & DECKER INC COM 854502101   225,042 2,294 SH   SOLE   0 0 2,294
THERMO FISHER SCIENTIFIC INC COM 883556102   217,624 410 SH   SOLE   0 0 410
UNION PAC CORP COM 907818108   205,339 836 SH   SOLE   0 0 836
UNITEDHEALTH GROUP INC COM 91324P102   698,100 1,326 SH   SOLE   0 0 1,326
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,349,349 18,346 SH   SOLE   0 0 18,346
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   269,435 5,458 SH   SOLE   0 0 5,458
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   624,660 7,069 SH   SOLE   0 0 7,069
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   209,307 1,273 SH   SOLE   0 0 1,273
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,245,051 9,464 SH   SOLE   0 0 9,464
VANGUARD INDEX FDS GROWTH ETF 922908736   1,355,126 4,359 SH   SOLE   0 0 4,359
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,616,160 3,700 SH   SOLE   0 0 3,700
VANGUARD INDEX FDS MID CAP ETF 922908629   846,810 3,640 SH   SOLE   0 0 3,640
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,232,286 29,983 SH   SOLE   0 0 29,983
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,320,102 25,859 SH   SOLE   0 0 25,859
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   134,201,855 2,262,337 SH   SOLE   0 0 2,262,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   565,166 3,317 SH   SOLE   0 0 3,317
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,129,459 19,487 SH   SOLE   0 0 19,487
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   844,640 17,633 SH   SOLE   0 0 17,633
VANGUARD WORLD FDS INF TECH ETF 92204A702   266,684 551 SH   SOLE   0 0 551
VERIZON COMMUNICATIONS INC COM 92343V104   201,469 5,344 SH   SOLE   0 0 5,344
WISDOMTREE TR JAPN HEDGE EQT 97717W851   533,544 6,064 SH   SOLE   0 0 6,064