Commitments and Contingencies and Derivatives (Tables)

6 Months Ended

Jun. 30, 2026

Commitments and Contingencies and Derivatives

Schedule of contract amounts represent off-balance sheet credit risk

Financial instruments whose contract amounts represent off-balance sheet credit risk are as follows:

	June 30,		December 31,
	2026		2025
Commitments to extend credit summarized as follows:
Future loan commitments	$	1,674	$	1,688
Undisbursed construction loans		17,529		3,946
Undisbursed home equity lines of credit		9,526		9,735
Undisbursed commercial and other line of credit		96,358		74,207
Standby letters of credit		4,340		5,014
Credit card lines		12,010		10,697
Loans sold with recourse		470		473
Total	$	141,907	$	105,760

Schedule of information regarding derivatives

Summary information regarding these derivatives is presented below:

	June 30,			December 31,
	2026			2025
Notational amount	$	228,344		$	240,092
Fair value	$	5,523		$	7,204
Weighted average pay rates		5.65	%		5.77	%
Weighted average receive rates		5.73	%		6.03	%
Weighted average maturity (in years)		5.02			5.41
Number of Contracts		41			42