Deposits (Tables)

6 Months Ended

Jun. 30, 2026

Deposits.

Schedule of deposits

Deposits balances are summarized as follows:

	June 30,		December 31,
	2026		2025
Non-interest bearing demand deposits	$	242,774	$	227,272
Interest bearing accounts:
Subscription Deposits		156,012		—
NOW(1)		131,312		123,576
Savings		132,765		127,219
Money market		235,508		242,333
Time certificates of deposit		384,601		376,940
Total interest bearing accounts		1,040,198		870,068
Total deposits	$	1,282,972	$	1,097,340

(1) Negotiable order of withdrawal

Schedule of contractual maturities of time certificates of deposit

Contractual maturities of time certificates of deposit at June 30, 2026 are summarized below:

	June 30,
	2026
Within 1 year	$	342,693
1 – 2 years		39,104
2 – 3 years		1,585
3 – 4 years		954
4 – 5 years		265
Total	$	384,601