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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest and Dividend Income    
Interest and fees on loans $ 14,338 $ 15,008
Interest and dividends on securities 1,412 1,351
Other interest income 861 279
Total interest and dividend income 16,611 16,638
Interest Expense    
Interest expense on deposits 5,173 4,762
Interest expense on borrowings 244 839
Total interest expense 5,417 5,601
Net interest income 11,194 11,037
Provision for Credit Losses on loans 71 353
Net interest income after provision for credit losses on loans 11,123 10,684
Non-interest Income    
Service charges on deposit accounts 764 773
Net gain on sales of loans   38
Increase in cash surrender value of life insurance 198 188
Net gain on disposal of premises and equipment 7  
Investment advisory income 303 336
Other 194 416
Total non-interest income 1,466 1,751
Non-interest Expense    
Salaries and employee benefits 5,533 5,134
Occupancy 1,223 1,071
Data processing 609 525
Professional fees 393 477
Marketing 145 200
FDIC deposit insurance and other insurance 219 297
Amortization of intangible assets 7 20
Other 1,609 1,784
Total non-interest expense 9,738 9,508
Net income before income taxes 2,851 2,927
Net Provision for Income Taxes 635 639
Net income $ 2,216 $ 2,288
Earnings per common share:    
Basic (in dollars per share) $ 0.2 $ 0.21
Diluted (in dollars per share) $ 0.2 $ 0.21
Weighted average shares outstanding, basic (in shares) 10,843,195 10,777,044
Weighted average shares outstanding, diluted (in shares) 10,983,362 10,923,364