Earnings Per Share (Tables)

3 Months Ended

Mar. 31, 2026

Earnings Per Share

Schedule of earnings per share, basic and diluted

	Three Months Ended March 31,
	2026		2025
Net income applicable to common stock	$	2,216	$	2,288
Average number of common shares outstanding		11,124,162		11,079,828
Less: Average unearned ESOP shares		280,967		302,784
Average number of common shares outstanding used to calculate basic earnings per common share		10,843,195		10,777,044
Additional common stock equivalents (nonvested stock) used to calculate diluted earnings per share		6,049		5,532
Additional common stock equivalents (stock options) used to calculate diluted earnings per share		134,118		140,788
Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share		10,983,362		10,923,364
Earnings per common share:
Basic	$	0.20	$	0.21
Diluted	$	0.20	$	0.21