Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
Assets
Cash and due from banks	$ 17,593	$ 15,893
Federal funds sold	92,125	83,157
Interest-bearing depository accounts	3,186	2,936
Total cash and cash equivalents	112,904	101,986
Available-for-sale securities (at fair value)	156,160	162,203
Loans receivable (net of allowance for credit losses of $7,888 and $8,353, respectively)	936,751	953,385
Federal Home Loan Bank stock	1,057	1,957
Accrued interest receivable	4,708	4,882
Cash surrender value of life insurance	31,193	30,996
Deferred tax assets (net of valuation allowance of $667 and $809, respectively)	4,551	4,941
Premises and equipment, net	13,480	13,621
Goodwill	2,235	2,235
Intangible assets, net	99	106
Other assets	21,729	25,454
Total assets	1,284,867	1,301,766
Deposits
Non-interest bearing	225,671	227,272
Interest bearing	877,821	870,068
Total deposits	1,103,492	1,097,340
Mortgagors' escrow accounts	7,890	9,399
Advances from the Federal Home Loan Bank	5,153	25,153
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	24,535	27,867
Total liabilities	1,146,225	1,164,914
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,152,973 and 11,141,033 at March 31, 2026 and December 31, 2025, respectively)	112	112
Additional paid-in capital	45,679	45,710
Unearned common stock held by the employee stock ownership plan	(2,782)	(2,837)
Retained earnings	103,963	101,797
Accumulated other comprehensive loss:
Net unrealized loss on available-for-sale securities, net of taxes	(6,655)	(6,255)
Defined benefit pension plan, net of taxes	(1,675)	(1,675)
Total accumulated other comprehensive loss	(8,330)	(7,930)
Total stockholders' equity	138,642	136,852
Total liabilities and stockholders' equity	$ 1,284,867	$ 1,301,766