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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Cash Flows from Operating Activities    
Net income (loss) $ 10,045 $ (8,620)
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization and accretion of premiums and discounts on investments, net (158) 45
Net realized loss on sales of securities   16,041
Net realized gain on sale of other real estate owned   (4)
Provision for credit losses 1,659 2,800
Loans originated for sale (7,562) (6,757)
Proceeds from sale of loans 7,814 7,825
Net gain on sale of loans (252) (160)
Amortization of intangible assets 60 80
Depreciation and amortization 1,298 1,343
Net (gain) loss from disposal of premises and equipment (9) 18
Deferred income tax expense (benefit) 1,842 (2,581)
Increase in cash surrender value of insurance (780) (751)
Gain on life insurance   (413)
Net (increase) decrease in accrued interest receivable (447) 181
Expense of earned ESOP shares 243 186
Share-based compensation expense 39 19
Net increase in other assets (2,107) (4,280)
Net increase in accrued expenses and other liabilities 58 3,498
Net cash provided by operating activities 11,743 8,470
Cash Flows from Investing Activities    
Proceeds from sales and calls of securities 500 74,987
Proceeds from maturities and principal repayments of securities 51,744 32,137
Purchases of securities (48,994) (71,429)
Net purchases of FHLB Stock 2,003 2,554
Net decrease in loans 16,736 33,364
Purchases of bank owned life insurance (23) (23)
Purchases of bank premises and equipment (850) (791)
Proceeds from disposal of premises and equipment 45 2,892
Net proceeds from life insurance   1,025
Proceeds from sale of other real estate owned   29
Net cash provided by investing activities 21,161 74,745
Cash Flows from Financing Activities    
Net increase (decrease) in demand deposits, NOW, money market and savings accounts 37,256 (29,313)
Net increase in time deposits 39,301 19,593
Net (decrease) increase in mortgagors' escrow accounts (26) 151
Net decrease in short-term debt (44,836) (33,550)
Net increase (decrease) in long-term debt 216 (24,741)
Share redemption for tax withholding (218)  
Stock repurchase (95)  
Net cash provided by (used in) financing activities 31,598 (67,860)
Net increase in cash and cash equivalents 64,502 15,355
Cash and Cash Equivalents    
Beginning balance 37,484 22,129
Ending balance 101,986 37,484
Supplemental Disclosures of Cash Flow Information    
Interest 22,349 26,078
Income taxes $ 603 $ 874