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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest and Dividend Income    
Interest and fees on loans $ 61,157 $ 57,835
Interest and dividends on securities 5,110 4,274
Other interest income 2,606 1,113
Total interest and dividend income 68,873 63,222
Interest Expense    
Interest expense on deposits 20,517 21,294
Interest expense on borrowings 1,963 4,233
Total interest expense 22,480 25,527
Net interest income 46,393 37,695
Provision for Credit Losses 1,659 2,800
Net interest income after provision for credit losses 44,734 34,895
Non-interest Income (Loss)    
Service charges on deposit accounts 2,984 3,002
Net realized loss on sales of securities   (16,041)
Net gain on sales of loans 252 160
Increase in cash surrender value of life insurance 780 751
Net gain from sale of other real estate owned   4
Net gain (loss) on disposal of premises and equipment 9 (18)
Gain on life insurance   413
Investment advisory income 1,510 1,532
Other 1,436 1,213
Total non-interest income (loss) 6,971 (8,984)
Non-interest Expense    
Salaries and employee benefits 21,614 20,372
Occupancy 4,357 4,266
Data processing 2,186 2,041
Professional fees 1,807 1,930
Marketing 859 588
FDIC deposit insurance and other insurance 1,042 1,105
Amortization of intangible assets 60 80
Other 7,095 6,466
Total non-interest expense 39,020 36,848
Net income (loss) before income taxes 12,685 (10,937)
Net Provision (Benefit) for Income Taxes 2,640 (2,317)
Net income (loss) $ 10,045 $ (8,620)
Earnings (loss) per common share:    
Basic (in dollars per share) $ 0.93 $ (0.8)
Diluted (in dollars per share) $ 0.92 $ (0.8)
Weighted average shares outstanding, basic (in shares) 10,806,021 10,757,750
Weighted average shares outstanding, diluted (in shares) 10,957,428 10,757,750