Deposits (Tables)

12 Months Ended

Dec. 31, 2025

Deposits.

Schedule of deposits

Deposits balances are summarized as follows:

	December 31,		December 31,
	2025		2024
Non-interest bearing demand deposits	$	227,272	$	238,126
Interest bearing accounts:
NOW(1)		123,576		123,466
Savings		127,219		132,648
Money market		242,333		188,904
Time certificates of deposit		376,940		337,639
Total interest bearing accounts		870,068		782,657
Total deposits	$	1,097,340	$	1,020,783

(1) Negotiable order of withdrawal

Schedule of contractual maturities of time certificates of deposit

Contractual maturities of time certificates of deposit at December 31, 2025 are summarized below:

	December 31,
	2025
Within 1 year	$	335,787
1 – 2 years		37,124
2 – 3 years		1,622
3 – 4 years		1,507
4 – 5 years		900
Total	$	376,940