Subsequent Events	12 Months Ended
Dec. 31, 2025
Subsequent Events
Subsequent Events	18. Subsequent Events On February 10, 2026, Rhinebeck Bancorp, MHC adopted a Plan of Conversion and Reorganization (the “Plan”) pursuant to which Rhinebeck Bancorp, MHC will undertake a “second-step” conversion and the Bank, the Company’s wholly owned subsidiary, will reorganize from the two-tier mutual holding company structure to the fully-public stock holding company structure. Pursuant to the Plan, (i) the shares of the Company’s common stock held by persons other than Rhinebeck Bancorp, MHC will be converted into new shares of the Company’s common stock based on an exchange ratio designed to preserve the percentage ownership interests of such persons (excluding shares of Company common stock purchased in the stock offering described below and cash received in lieu of issuance of fractional shares of Company common stock, and as adjusted to reflect certain assets held by Rhinebeck Bancorp, MHC), and the shares held by Rhinebeck Bancorp, MHC will be canceled, and (ii) the Company will offer and sell shares of common stock, representing the ownership interest of Rhinebeck Bancorp, MHC in the Company, in a subscription offering and, if necessary, in a community offering and a syndicated community offering and/or firm commitment underwritten offering. The number and price of shares of Company common stock to be sold in the offering and the exchange ratio will be based on the Company’s pro forma market value on a fully converted basis, as determined by an independent appraisal. The Plan is subject to regulatory approval as well as approval by the depositors of the Bank and by the Company’s stockholders.

Subsequent Events

12 Months Ended

Dec. 31, 2025

18. Subsequent Events

On February 10, 2026, Rhinebeck Bancorp, MHC adopted a Plan of Conversion and Reorganization (the “Plan”) pursuant to which Rhinebeck Bancorp, MHC will undertake a “second-step” conversion and the Bank, the Company’s wholly owned subsidiary, will reorganize from the two-tier mutual holding company structure to the fully-public stock holding company structure. Pursuant to the Plan, (i) the shares of the Company’s common stock held by persons other than Rhinebeck Bancorp, MHC will be converted into new shares of the Company’s common stock based on an exchange ratio designed to preserve the percentage ownership interests of such persons (excluding shares of Company common stock purchased in the stock offering described below and cash received in lieu of issuance of fractional shares of Company common stock, and as adjusted to reflect certain assets held by Rhinebeck Bancorp, MHC), and the shares held by Rhinebeck Bancorp, MHC will be canceled, and (ii) the Company will offer and sell shares of common stock, representing the ownership interest of Rhinebeck Bancorp, MHC in the Company, in a subscription offering and, if necessary, in a community offering and a syndicated community offering and/or firm commitment underwritten offering. The number and price of shares of Company common stock to be sold in the offering and the exchange ratio will be based on the Company’s pro forma market value on a fully converted basis, as determined by an independent appraisal. The Plan is subject to regulatory approval as well as approval by the depositors of the Bank and by the Company’s stockholders.