Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 14,362	$ 18,561
Federal funds sold	87,185	18,309
Interest bearing depository accounts	1,918	614
Total cash and cash equivalents	103,465	37,484
Available for sale securities (at fair value)	148,920	159,947
Loans receivable (net of allowance for credit losses of $8,196 and $8,539, respectively)	977,634	971,779
Federal Home Loan Bank stock	2,023	3,960
Accrued interest receivable	4,857	4,435
Cash surrender value of life insurance	30,796	30,193
Deferred tax assets (net of valuation allowance of $928 and $1,336, respectively)	5,769	8,114
Premises and equipment, net	13,750	14,105
Goodwill	2,235	2,235
Intangible assets, net	113	166
Other assets	26,447	23,347
Total assets	1,316,009	1,255,765
Deposits
Non-interest bearing	252,684	238,126
Interest bearing	863,144	782,657
Total deposits	1,115,828	1,020,783
Mortgagors' escrow accounts	4,084	9,425
Advances from the Federal Home Loan Bank	26,603	69,773
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	31,335	28,796
Total liabilities	1,183,005	1,133,932
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,145,681 at September 30, 2025 and 11,094,828 at December 31, 2024)	112	111
Additional paid-in capital	45,799	45,946
Unearned common stock held by the employee stock ownership plan	(2,891)	(3,055)
Retained earnings	99,475	91,766
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(6,892)	(10,480)
Defined benefit pension plan, net of taxes	(2,599)	(2,455)
Total accumulated other comprehensive loss	(9,491)	(12,935)
Total stockholders' equity	133,004	121,833
Total liabilities and stockholders' equity	$ 1,316,009	$ 1,255,765