Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash Flows from Operating Activities
Net income	$ 5,014	$ 2,096
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion of premiums and discounts on investments, net	(88)	115
Net realized gain on sale of other real estate owned		(4)
Provision for credit losses	252	530
Loans originated for sale	(3,973)	(2,673)
Proceeds from sale of loans	3,145	3,398
Net gain on sale of loans	(107)	(81)
Amortization of intangible assets	37	41
Depreciation and amortization	622	685
Net loss from disposal of premises and equipment		18
Deferred income tax expense (benefit)	946	(59)
Increase in cash surrender value of insurance	(382)	(372)
Net (increase) decrease in accrued interest receivable	(67)	115
Expense of earned ESOP shares	115	89
Share-based compensation expense	19
Net decrease in other assets	734	191
Net increase in accrued expenses and other liabilities	474	4,378
Net cash provided by operating activities	6,741	8,467
Cash Flows from Investing Activities
Proceeds from maturities and principal repayments of securities	24,608	17,997
Purchases of securities	(2,626)
Net purchases of FHLB Stock	1,937	2,104
Net decrease in loans	11,659	25,285
Purchases of bank premises and equipment	(298)	(373)
Proceeds from disposal of premises and equipment		2,891
Proceeds from sale of other real estate owned		29
Net cash provided by investing activities	35,280	47,933
Cash Flows from Financing Activities
Net increase (decrease) in demand deposits, NOW, money market and savings accounts	32,173	(18,314)
Net increase in time deposits	17,852	19,760
Net decrease in mortgagors' escrow accounts	3,324	2,754
Net decrease in short-term debt	(45,000)	(30,000)
Net increase (decrease) in long-term debt	1,830	(18,291)
Share redemption for tax withholding on exercised options	(62)
Net cash provided by (used in) financing activities	10,117	(44,091)
Net increase in cash and cash equivalents	52,138	12,309
Cash and Cash Equivalents
Beginning balance	37,484	22,129
Ending balance	89,622	34,438
Supplemental Disclosures of Cash Flow Information
Interest	11,057	13,515
Income taxes	$ 431	$ 690