Deposits (Tables)

6 Months Ended

Jun. 30, 2025

Deposits.

Schedule of deposits

Deposits balances are summarized as follows:

	June 30,		December 31,
	2025		2024
Non-interest bearing demand deposits	$	239,486	$	238,126
Interest bearing accounts:
NOW(1)		122,143		123,466
Savings		133,517		132,648
Money market		220,171		188,904
Time certificates of deposit		355,491		337,639
Total interest bearing accounts		831,322		782,657
Total deposits	$	1,070,808	$	1,020,783

(1) Negotiable order of withdrawal

Schedule of contractual maturities of time certificates of deposit

Contractual maturities of time certificates of deposit at June 30, 2025 are summarized below:

	June 30,
	2025
Within 1 year	$	281,263
1 – 2 years		70,350
2 – 3 years		1,157
3 – 4 years		1,615
4 – 5 years		1,106
Total	$	355,491