Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 21,627	$ 18,561
Federal funds sold	65,544	18,309
Interest bearing depository accounts	2,451	614
Total cash and cash equivalents	89,622	37,484
Available for sale securities (at fair value)	141,340	159,947
Loans receivable (net of allowance for credit losses of $8,231 and $8,539, respectively)	960,803	971,779
Federal Home Loan Bank stock	2,023	3,960
Accrued interest receivable	4,502	4,435
Cash surrender value of life insurance	30,575	30,193
Deferred tax assets (net of valuation allowance of $1,065 and $1,336, respectively)	6,626	8,114
Premises and equipment, net	13,781	14,105
Goodwill	2,235	2,235
Intangible assets, net	129	166
Other assets	22,613	23,347
Total assets	1,274,249	1,255,765
Deposits
Non-interest bearing	239,486	238,126
Interest bearing	831,322	782,657
Total deposits	1,070,808	1,020,783
Mortgagors' escrow accounts	12,749	9,425
Advances from the Federal Home Loan Bank	26,603	69,773
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	29,977	28,796
Total liabilities	1,145,292	1,133,932
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,105,330 at June 30, 2025 and 11,094,828 at December 31, 2024)	111	111
Additional paid-in capital	45,909	45,946
Unearned common stock held by the employee stock ownership plan	(2,946)	(3,055)
Retained earnings	96,780	91,766
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(7,883)	(10,480)
Defined benefit pension plan, net of taxes	(3,014)	(2,455)
Total accumulated other comprehensive loss	(10,897)	(12,935)
Total stockholders' equity	128,957	121,833
Total liabilities and stockholders' equity	$ 1,274,249	$ 1,255,765