Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Cash Flows from Operating Activities
Net income	$ 2,288	$ 1,121
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion of premiums and discounts on investments, net	(97)	61
Net realized gain on sale of other real estate owned		(4)
Provision for credit losses	353	83
Loans originated for sale	(385)	(1,957)
Proceeds from sale of loans	423	2,017
Net gain on sale of loans	(38)	(46)
Amortization of intangible assets	20	21
Depreciation and amortization	318	344
Net loss from disposal of premises and equipment		18
Deferred income tax benefit	437	20
Increase in cash surrender value of insurance	(188)	(184)
Net (increase) decrease in accrued interest receivable	(197)	5
Expense of earned ESOP shares	55	46
Share-based compensation expense	9
Net decrease (increase) in other assets	1,057	(5,492)
Net increase in accrued expenses and other liabilities	258	447
Net cash provided by (used in) operating activities	4,313	(3,500)
Cash Flows from Investing Activities
Proceeds from maturities and principal repayments of securities	18,069	8,545
Purchases of securities	(631)
Net purchases of FHLB Stock	715	900
Net (increase) decrease in loans	(5,076)	15,408
Purchases of bank premises and equipment	(116)	(244)
Proceeds from disposal of premises and equipment		2,857
Proceeds from sale of other real estate owned		29
Net cash provided by investing activities	12,961	27,495
Cash Flows from Financing Activities
Net increase (decrease) in demand deposits, NOW, money market and savings accounts	21,745	(8,403)
Net (decrease) increase in time deposits	(8,287)	14,924
Net decrease in mortgagors' escrow accounts	(1,799)	(1,973)
Net decrease in short-term debt	(15,900)	(20,000)
Net cash used in financing activities	(4,241)	(15,452)
Net increase in cash and cash equivalents	13,033	8,543
Cash and Cash Equivalents
Beginning balance	37,484	22,129
Ending balance	50,517	30,672
Supplemental Disclosures of Cash Flow Information
Interest	5,743	6,547
Income taxes	$ 105	$ 108