Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest and Dividend Income
Interest and fees on loans	$ 15,008	$ 14,297
Interest and dividends on securities	1,351	1,037
Other income	279	217
Total interest and dividend income	16,638	15,551
Interest Expense
Interest expense on deposits	4,762	5,134
Interest expense on borrowings	839	1,605
Total interest expense	5,601	6,739
Net interest income	11,037	8,812
Provision for Credit Losses	353	83
Net interest income after provision for credit losses	10,684	8,729
Non-interest Income
Service charges on deposit accounts	773	743
Net gain on sales of loans	38	46
Increase in cash surrender value of life insurance	188	184
Net gain from sale of other real estate owned		4
Net loss on disposal of premises and equipment		(18)
Investment advisory income	336	381
Other	416	250
Total non-interest income	1,751	1,590
Non-interest Expense
Salaries and employee benefits	5,134	4,992
Occupancy	1,071	1,053
Data processing	525	495
Professional fees	477	414
Marketing	200	121
FDIC deposit insurance and other insurance	297	253
Amortization of intangible assets	20	21
Other	1,784	1,528
Total non-interest expense	9,508	8,877
Net income before income taxes	2,927	1,442
Net Provision for Income Taxes	639	321
Net income	$ 2,288	$ 1,121
Earnings per common share:
Basic (in dollars per share)	$ 0.21	$ 0.1
Diluted (in dollars per share)	$ 0.21	$ 0.1
Weighted average shares outstanding, basic (in shares)	10,777,044	10,748,006
Weighted average shares outstanding, diluted (in shares)	10,923,364	10,844,287