Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 23,194	$ 18,561
Federal funds sold	26,759	18,309
Interest bearing depository accounts	564	614
Total cash and cash equivalents	50,517	37,484
Available for sale securities (at fair value)	144,872	159,947
Loans receivable (net of allowance for credit losses of $8,406 and $8,539, respectively)	976,502	971,779
Federal Home Loan Bank stock	3,245	3,960
Accrued interest receivable	4,632	4,435
Cash surrender value of life insurance	30,381	30,193
Deferred tax assets (net of valuation allowance of $1,211 and $1,336, respectively)	7,201	8,114
Premises and equipment, net	13,903	14,105
Goodwill	2,235	2,235
Intangible assets, net	146	166
Other assets	22,290	23,347
Total assets	1,255,924	1,255,765
Deposits
Non-interest bearing	237,952	238,126
Interest bearing	796,289	782,657
Total deposits	1,034,241	1,020,783
Mortgagors' escrow accounts	7,626	9,425
Advances from the Federal Home Loan Bank	53,873	69,773
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	29,054	28,796
Total liabilities	1,129,949	1,133,932
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,094,828 at March 31, 2025 and December 31, 2024)	111	111
Additional paid-in capital	45,955	45,946
Unearned common stock held by the employee stock ownership plan	(3,000)	(3,055)
Retained earnings	94,054	91,766
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(8,690)	(10,480)
Defined benefit pension plan, net of taxes	(2,455)	(2,455)
Total accumulated other comprehensive loss	(11,145)	(12,935)
Total stockholders' equity	125,975	121,833
Total liabilities and stockholders' equity	$ 1,255,924	$ 1,255,765