XML 71 R55.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses (Schedule of loan balances by segment) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Allowance for loan losses:    
Beginning balance $ 8,124 $ 7,943
Provision for credit losses 2,813 1,666
Loans charged-off (4,726) (4,475)
Recoveries 2,328 2,410
Ending balance 8,539 8,124
Allowance for loan losses:    
Ending balance: Loans individually analyzed 159 216
Ending balance: Loans collectively analyzed 8,380 7,908
Loan receivables:    
Ending balance 974,926 1,008,593
Ending balance: Loans individually analyzed 4,232 4,279
Ending balance: Loans collectively analyzed 970,694 1,004,314
Indirect automobile    
Allowance for loan losses:    
Beginning balance 4,348 3,868
Provision for credit losses 1,178 165
Loans charged-off (3,626) (3,577)
Recoveries 2,233 2,182
Ending balance 4,133 4,348
Allowance for loan losses:    
Ending balance: Loans individually analyzed 139 166
Ending balance: Loans collectively analyzed 3,994 4,182
Loan receivables:    
Ending balance 295,669 394,245
Ending balance: Loans individually analyzed 590 631
Ending balance: Loans collectively analyzed 295,079 393,614
Cumulative effect of adoption    
Allowance for loan losses:    
Beginning balance 580  
Ending balance   580
Cumulative effect of adoption | Indirect automobile    
Allowance for loan losses:    
Beginning balance 1,710  
Ending balance   1,710
Commercial real estate    
Allowance for loan losses:    
Beginning balance 2,716 3,031
Provision for credit losses 563 545
Loans charged-off (291)  
Ending balance 2,988 2,716
Allowance for loan losses:    
Ending balance: Loans individually analyzed   16
Ending balance: Loans collectively analyzed 2,988 2,700
Loan receivables:    
Ending balance 482,603 428,077
Ending balance: Loans individually analyzed 1,868 1,621
Ending balance: Loans collectively analyzed 480,735 426,456
Commercial real estate | Cumulative effect of adoption    
Allowance for loan losses:    
Beginning balance (860)  
Ending balance   (860)
Residential    
Allowance for loan losses:    
Beginning balance 346 103
Provision for credit losses 229 137
Recoveries   52
Ending balance 575 346
Allowance for loan losses:    
Ending balance: Loans collectively analyzed 575 346
Loan receivables:    
Ending balance 86,651 77,259
Ending balance: Loans individually analyzed 1,183 1,624
Ending balance: Loans collectively analyzed 85,468 75,635
Residential | Cumulative effect of adoption    
Allowance for loan losses:    
Beginning balance 54  
Ending balance   54
Commercial and industrial    
Allowance for loan losses:    
Beginning balance 606 881
Provision for credit losses 684 833
Loans charged-off (608) (836)
Recoveries 2 111
Ending balance 684 606
Allowance for loan losses:    
Ending balance: Loans individually analyzed 20 32
Ending balance: Loans collectively analyzed 664 574
Loan receivables:    
Ending balance 91,517 88,927
Ending balance: Loans individually analyzed 319 181
Ending balance: Loans collectively analyzed 91,198 88,746
Commercial and industrial | Cumulative effect of adoption    
Allowance for loan losses:    
Beginning balance (383)  
Ending balance   (383)
Consumer    
Allowance for loan losses:    
Beginning balance 108 60
Provision for credit losses 159 (14)
Loans charged-off (201) (62)
Recoveries 93 65
Ending balance 159 108
Allowance for loan losses:    
Ending balance: Loans individually analyzed   2
Ending balance: Loans collectively analyzed 159 106
Loan receivables:    
Ending balance 18,486 20,085
Ending balance: Loans individually analyzed 272 222
Ending balance: Loans collectively analyzed 18,214 19,863
Consumer | Indirect automobile    
Allowance for loan losses:    
Loans charged-off (3,626) (3,577)
Loan receivables:    
Ending balance 295,669 394,245
Consumer | Cumulative effect of adoption    
Allowance for loan losses:    
Beginning balance $ 59  
Ending balance   $ 59