Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash Flows from Operating Activities
Net income	$ 2,096	$ 2,229
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion of premiums and discounts on investments, net	115	145
Net realized gain on sale of other real estate owned	(4)
Provision for credit losses	530	562
Loans originated for sale	(2,673)	(2,805)
Proceeds from sale of loans	3,398	2,688
Net gain on sale of loans	(81)	(62)
Amortization of intangible assets	41	45
Depreciation and amortization	685	695
Net loss (gain) from disposal of premises and equipment	18	(36)
Deferred income tax benefit	(59)	(276)
Increase in cash surrender value of insurance	(372)	(324)
Net decrease in accrued interest receivable	115	1,235
Expense of earned ESOP shares	89	88
Share-based compensation expense		300
Net decrease (increase) in other assets	191	(1,336)
Net increase in accrued expenses and other liabilities	4,378	1,281
Net cash provided by operating activities	8,467	4,429
Cash Flows from Investing Activities
Proceeds from maturities and principal repayments of securities	17,997	15,624
Net purchases of FHLB Stock	2,104	(2,284)
Net decrease in loans	25,285	6,327
Purchases of bank premises and equipment	(373)	(204)
Proceeds from disposal of premises and equipment	2,891	70
Proceeds from sale of other real estate owned	29
Net cash provided by investing activities	47,933	19,533
Cash Flows from Financing Activities
Net decrease in demand deposits, NOW, money market and savings accounts	(18,314)	(126,244)
Net increase in time deposits	19,760	73,767
Net decrease in mortgagors' escrow accounts	2,754	3,732
Net (decrease) increase in short-term debt	(30,000)	8,727
Net (decrease) increase in long-term debt	(18,291)	40,000
Stock repurchase		(1,380)
Net cash used in financing activities	(44,091)	(1,398)
Net increase in cash and cash equivalents	12,309	22,564
Cash and Cash Equivalents
Beginning balance	22,129	31,384
Ending balance	34,438	53,948
Supplemental Disclosures of Cash Flow Information
Interest	13,515	9,958
Income taxes	$ 690	$ 721