Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 14,251	$ 14,178
Federal funds sold	19,319	7,524
Interest bearing depository accounts	868	427
Total cash and cash equivalents	34,438	22,129
Available for sale securities (at fair value)	174,252	191,985
Loans receivable (net of allowance for credit losses of $7,574 and $8,124, respectively)	982,392	1,008,851
Federal Home Loan Bank stock	4,410	6,514
Accrued interest receivable	4,501	4,616
Cash surrender value of life insurance	30,402	30,031
Deferred tax assets (net of valuation allowance of $615 and $598, respectively)	9,908	9,936
Premises and equipment, net	14,346	17,567
Other real estate owned		25
Goodwill	2,235	2,235
Intangible assets, net	205	246
Other assets	18,876	19,067
Total assets	1,275,965	1,313,202
Deposits
Non-interest bearing	240,764	249,793
Interest bearing	791,185	780,710
Total deposits	1,031,949	1,030,503
Mortgagors' escrow accounts	12,028	9,274
Advances from the Federal Home Loan Bank	79,773	128,064
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	30,864	26,521
Total liabilities	1,159,769	1,199,517
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,072,607)	111	111
Additional paid-in capital	45,939	45,959
Unearned common stock held by the employee stock ownership plan	(3,164)	(3,273)
Retained earnings	102,482	100,386
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(25,778)	(26,077)
Defined benefit pension plan, net of taxes	(3,394)	(3,421)
Total accumulated other comprehensive loss	(29,172)	(29,498)
Total stockholders' equity	116,196	113,685
Total liabilities and stockholders' equity	$ 1,275,965	$ 1,313,202