Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 13,825	$ 14,178
Federal funds sold	15,298	7,524
Interest bearing depository accounts	1,549	427
Total cash and cash equivalents	30,672	22,129
Available for sale securities (at fair value)	182,645	191,985
Loans receivable (net of allowance for credit losses of $7,973 and $8,124, respectively)	993,346	1,008,851
Federal Home Loan Bank stock	5,614	6,514
Accrued interest receivable	4,611	4,616
Cash surrender value of life insurance	30,215	30,031
Deferred tax assets (net of valuation allowance of $593 and $598, respectively)	10,070	9,936
Premises and equipment, net	14,592	17,567
Other real estate owned		25
Goodwill	2,235	2,235
Intangible assets, net	225	246
Other assets	24,559	19,067
Total assets	1,298,784	1,313,202
Deposits
Non-interest bearing	236,957	249,793
Interest bearing	800,067	780,710
Total deposits	1,037,024	1,030,503
Mortgagors' escrow accounts	7,301	9,274
Advances from the Federal Home Loan Bank	108,064	128,064
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	26,968	26,521
Total liabilities	1,184,512	1,199,517
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,072,607)	111	111
Additional paid-in capital	45,951	45,959
Unearned common stock held by the employee stock ownership plan	(3,219)	(3,273)
Retained earnings	101,507	100,386
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(26,657)	(26,077)
Defined benefit pension plan, net of taxes	(3,421)	(3,421)
Total accumulated other comprehensive loss	(30,078)	(29,498)
Total stockholders' equity	114,272	113,685
Total liabilities and stockholders' equity	$ 1,298,784	$ 1,313,202