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Regulatory Matters (Tables)
9 Months Ended
Sep. 30, 2023
Regulatory Matters  
Schedule of actual capital amounts and ratios

To be Well Capitalized under 

 

For Capital Adequacy

Prompt Corrective Action

 

Actual

Purposes

Provisions

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

September 30, 2023

 

Rhinebeck Bank

 

  

 

Total capital (to risk-weighted assets)

$

144,261

 

12.47

%  

$

92,543

 

8.00

%  

$

115,679

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

135,465

 

11.71

%  

 

69,407

 

6.00

%  

 

92,543

 

8.00

%

Common equity tier one capital (to risk weighted assets)

 

135,465

 

11.71

%  

 

52,055

 

4.50

%  

 

75,191

 

6.50

%

Tier 1 capital (to average assets)

 

135,465

 

9.93

%  

 

54,559

 

4.00

%  

 

68,199

 

5.00

%

December 31, 2022

 

Rhinebeck Bank

 

  

 

  

 

  

 

  

 

  

 

  

Total capital (to risk-weighted assets)

$

139,257

 

12.25

%  

$

90,980

 

8.00

%  

$

113,725

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

131,314

 

11.55

%  

 

68,235

 

6.00

%  

 

90,980

 

8.00

%

Common equity tier one capital (to risk weighted assets)

 

131,314

 

11.55

%  

 

51,176

 

4.50

%  

 

73,921

 

6.50

%

Tier 1 capital (to average assets)

 

131,314

 

9.75

%  

 

53,868

 

4.00

%  

 

67,335

 

5.00

%