Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2023

Regulatory Matters

Schedule of actual capital amounts and ratios

									To be Well Capitalized under
					For Capital Adequacy				Prompt Corrective Action
	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	September 30, 2023
Rhinebeck Bank
Total capital (to risk-weighted assets)	$	144,261	12.47	%	$	92,543	8.00	%	$	115,679	10.00	%
Tier 1 capital (to risk-weighted assets)		135,465	11.71	%		69,407	6.00	%		92,543	8.00	%
Common equity tier one capital (to risk weighted assets)		135,465	11.71	%		52,055	4.50	%		75,191	6.50	%
Tier 1 capital (to average assets)		135,465	9.93	%		54,559	4.00	%		68,199	5.00	%

	December 31, 2022
Rhinebeck Bank
Total capital (to risk-weighted assets)	$	139,257	12.25	%	$	90,980	8.00	%	$	113,725	10.00	%
Tier 1 capital (to risk-weighted assets)		131,314	11.55	%		68,235	6.00	%		90,980	8.00	%
Common equity tier one capital (to risk weighted assets)		131,314	11.55	%		51,176	4.50	%		73,921	6.50	%
Tier 1 capital (to average assets)		131,314	9.75	%		53,868	4.00	%		67,335	5.00	%