Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 12,322	$ 13,294
Federal funds sold	38,247	14,569
Interest bearing depository accounts	3,379	3,521
Total cash and cash equivalents	53,948	31,384
Available for sale securities (at fair value)		223,659
Available for sale securities (at fair value)	206,854
Loans receivable (net of allowance for credit losses of $8,003 and $7,943, respectively)		994,368
Loans receivable (net of allowance for credit losses of $8,003 and $7,943, respectively)	987,024
Federal Home Loan Bank stock	5,542	3,258
Accrued interest receivable	3,020	4,255
Cash surrender value of life insurance	30,118	29,794
Deferred tax assets (net of valuation allowance of $529 and $450, respectively)	10,746	10,131
Premises and equipment, net	18,197	18,722
Goodwill	2,235	2,235
Intangible assets, net	289	334
Other assets	19,173	17,837
Total assets	1,337,146	1,335,977
Deposits
Non-interest bearing	256,245	283,563
Interest bearing	821,211	846,370
Total deposits	1,077,456	1,129,933
Mortgagors' escrow accounts	13,464	9,732
Advances from the Federal Home Loan Bank	106,450	57,723
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	27,158	25,302
Total liabilities	1,229,683	1,227,845
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,083,897 and 11,284,565 at June 30, 2023 and December 31, 2022, respectively)	111	113
Additional paid-in capital	45,976	47,075
Unearned common stock held by the employee stock ownership plan	(3,382)	(3,491)
Retained earnings	98,220	96,624
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(29,010)	(28,192)
Defined benefit pension plan, net of taxes	(4,452)	(3,997)
Total accumulated other comprehensive loss	(33,462)	(32,189)
Total stockholders' equity	107,463	108,132
Total liabilities and stockholders' equity	$ 1,337,146	$ 1,335,977