XML 59 R50.htm IDEA: XBRL DOCUMENT v3.23.1
Loans and Allowance for Credit Losses (Schedule of loan balances by segment) (Details) - USD ($)
$ in Thousands
3 Months Ended
Jan. 01, 2023
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Allowance for loan losses:        
Beginning balance $ 7,943 $ 7,943    
Provision for credit losses   994    
Loans charged-off   (1,011)    
Recoveries   597    
Ending balance   9,103    
Allowance for loan losses:        
Beginning balance 7,943 7,943 $ 7,559  
(Credit to) provision for loan losses     221  
Loans charged-off     (714)  
Recoveries     634  
Ending balance     7,700  
Allowance for loan losses:        
Provision for credit losses - unfunded commitments 221 20    
Loans individually analyzed   749    
Loans collectively analyzed   8,354    
Ending balance: Individually evaluated for impairment       $ 109
Ending balance: Collectively evaluated for impairment       7,834
Loan receivables:        
Ending balance       990,439
Ending balance   1,002,492    
Ending balance: Individually evaluated for impairment   5,669   4,424
Ending balance: Collectively evaluated for impairment   996,823   986,015
Indirect automobile        
Allowance for loan losses:        
Beginning balance 3,868 3,868    
Provision for credit losses   104    
Loans charged-off   (989)    
Recoveries   585    
Ending balance   5,278    
Allowance for loan losses:        
Beginning balance     3,416  
(Credit to) provision for loan losses     295  
Loans charged-off     (647)  
Recoveries     471  
Ending balance     3,535  
Allowance for loan losses:        
Loans individually analyzed   39    
Loans collectively analyzed   5,239    
Ending balance: Individually evaluated for impairment       107
Ending balance: Collectively evaluated for impairment       3,761
Loan receivables:        
Ending balance       457,223
Ending balance   443,962    
Ending balance: Individually evaluated for impairment   434   797
Ending balance: Collectively evaluated for impairment   443,528   456,426
Adoption of CECL Standard        
Allowance for loan losses:        
Beginning balance 580 580    
Adoption of CECL Standard | Indirect automobile        
Allowance for loan losses:        
Beginning balance 1,710 1,710    
Commercial real estate        
Allowance for loan losses:        
Beginning balance 3,031 3,031    
Provision for credit losses   170    
Ending balance   2,341    
Allowance for loan losses:        
Beginning balance     3,317  
(Credit to) provision for loan losses     (3)  
Ending balance     3,314  
Allowance for loan losses:        
Provision for credit losses - unfunded commitments   19    
Loans collectively analyzed   2,341    
Ending balance: Collectively evaluated for impairment       3,031
Loan receivables:        
Ending balance       370,528
Ending balance   396,363    
Ending balance: Individually evaluated for impairment   1,817   1,382
Ending balance: Collectively evaluated for impairment   394,546   369,146
Commercial real estate | Adoption of CECL Standard        
Allowance for loan losses:        
Beginning balance (860) (860)    
Residential        
Allowance for loan losses:        
Beginning balance 103 103    
Provision for credit losses   13    
Ending balance   170    
Allowance for loan losses:        
Beginning balance     54  
(Credit to) provision for loan losses     (109)  
Loans charged-off     (44)  
Recoveries     154  
Ending balance     55  
Allowance for loan losses:        
Loans collectively analyzed   170    
Ending balance: Collectively evaluated for impairment       103
Loan receivables:        
Ending balance       53,720
Ending balance   56,948    
Ending balance: Individually evaluated for impairment   1,946   1,794
Ending balance: Collectively evaluated for impairment   55,002   51,926
Residential | Adoption of CECL Standard        
Allowance for loan losses:        
Beginning balance 54 54    
Commercial and industrial        
Allowance for loan losses:        
Beginning balance 881 881    
Provision for credit losses   703    
Ending balance   1,201    
Allowance for loan losses:        
Beginning balance     725  
(Credit to) provision for loan losses     18  
Ending balance     743  
Allowance for loan losses:        
Provision for credit losses - unfunded commitments   1    
Loans individually analyzed   710    
Loans collectively analyzed   491    
Ending balance: Collectively evaluated for impairment       881
Loan receivables:        
Ending balance       87,982
Ending balance   84,403    
Ending balance: Individually evaluated for impairment   1,150   183
Ending balance: Collectively evaluated for impairment   83,253   87,799
Commercial and industrial | Adoption of CECL Standard        
Allowance for loan losses:        
Beginning balance (383) (383)    
Consumer        
Allowance for loan losses:        
Beginning balance 60 60    
Provision for credit losses   4    
Loans charged-off   (22)    
Recoveries   12    
Ending balance   113    
Allowance for loan losses:        
Beginning balance     47  
(Credit to) provision for loan losses     20  
Loans charged-off     (23)  
Recoveries     9  
Ending balance     $ 53  
Allowance for loan losses:        
Loans collectively analyzed   113    
Ending balance: Individually evaluated for impairment       2
Ending balance: Collectively evaluated for impairment       58
Loan receivables:        
Ending balance       20,986
Ending balance   20,816    
Ending balance: Individually evaluated for impairment   322   268
Ending balance: Collectively evaluated for impairment   20,494   20,718
Consumer | Indirect automobile        
Allowance for loan losses:        
Loans charged-off   (989)    
Allowance for loan losses:        
Loans individually analyzed   39    
Loan receivables:        
Ending balance       $ 457,223
Ending balance   443,962    
Ending balance: Individually evaluated for impairment   434    
Consumer | Adoption of CECL Standard        
Allowance for loan losses:        
Beginning balance $ 59 $ 59