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Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2023
Regulatory Matters  
Schedule of actual capital amounts and ratios

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To be Well Capitalized under 

 

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For Capital Adequacy

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Prompt Corrective Action

 

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Actual

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Purposes

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Provisions

 

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Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

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March 31, 2023

 

Rhinebeck Bank

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Total capital (to risk-weighted assets)

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$

141,259

 

12.16

%  

$

92,932

 

8.00

%  

$

116,165

 

10.00

%

Tier 1 capital (to risk-weighted assets)

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131,914

 

11.36

%  

 

69,699

 

6.00

%  

 

92,932

 

8.00

%

Common equity tier one capital (to risk weighted assets)

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131,914

 

11.36

%  

 

52,274

 

4.50

%  

 

75,508

 

6.50

%

Tier 1 capital (to average assets)

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131,914

 

9.68

%  

 

54,525

 

4.00

%  

 

68,156

 

5.00

%

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December 31, 2022

 

Rhinebeck Bank

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Total capital (to risk-weighted assets)

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$

139,257

 

12.25

%  

$

90,980

 

8.00

%  

$

113,725

 

10.00

%

Tier 1 capital (to risk-weighted assets)

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131,314

 

11.55

%  

 

68,235

 

6.00

%  

 

90,980

 

8.00

%

Common equity tier one capital (to risk weighted assets)

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131,314

 

11.55

%  

 

51,176

 

4.50

%  

 

73,921

 

6.50

%

Tier 1 capital (to average assets)

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131,314

 

9.75

%  

 

53,868

 

4.00

%  

 

67,335

 

5.00

%