Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 15,242	$ 13,294
Federal funds sold	9,692	14,569
Interest bearing depository accounts	11,209	3,521
Total cash and cash equivalents	36,143	31,384
Available for sale securities (at fair value)		223,659
Available for sale securities (at fair value)	222,172
Loans receivable (net of allowance for credit losses of $9,103 and $7,943, respectively)		994,368
Loans receivable (net of allowance for credit losses of $9,103 and $7,943, respectively)	1,004,762
Federal Home Loan Bank stock	5,450	3,258
Accrued interest receivable	2,999	4,255
Cash surrender value of life insurance	29,955	29,794
Deferred tax assets (net of valuation allowance of $547 and $450, respectively)	9,879	10,131
Premises and equipment, net	18,417	18,722
Goodwill	2,235	2,235
Intangible assets, net	310	334
Other assets	19,064	17,837
Total assets	1,351,386	1,335,977
Deposits
Non-interest bearing	269,743	283,563
Interest bearing	823,781	846,370
Total deposits	1,093,524	1,129,933
Mortgagors' escrow accounts	8,670	9,732
Advances from the Federal Home Loan Bank	106,450	57,723
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	26,870	25,302
Total liabilities	1,240,669	1,227,845
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,284,231 and 11,284,565 at March 31, 2023 and December 31, 2022, respectively)	113	113
Additional paid-in capital	47,220	47,075
Unearned common stock held by the employee stock ownership plan	(3,437)	(3,491)
Retained earnings	96,789	96,624
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(25,971)	(28,192)
Defined benefit pension plan, net of taxes	(3,997)	(3,997)
Total accumulated other comprehensive loss	(29,968)	(32,189)
Total stockholders' equity	110,717	108,132
Total liabilities and stockholders' equity	$ 1,351,386	$ 1,335,977