Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 13,294	$ 11,044
Federal funds sold	14,569	52,644
Interest bearing depository accounts	3,521	8,403
Total cash and cash equivalents	31,384	72,091
Available for sale securities (at fair value)	223,659	280,283
Loans receivable (net of allowance for loan losses of $7,943 and $7,559, respectively)	994,368	854,967
Federal Home Loan Bank stock	3,258	1,322
Accrued interest receivable	4,255	3,366
Cash surrender value of life insurance	29,794	29,131
Deferred tax assets (net of valuation allowance of $450 and $454, respectively)	10,131	3,352
Premises and equipment, net	18,722	19,183
Goodwill	2,235	2,235
Intangible assets, net	334	433
Other assets	17,837	14,803
Total assets	1,335,977	1,281,166
Deposits
Non-interest bearing	283,563	314,814
Interest bearing	846,370	787,185
Total deposits	1,129,933	1,101,999
Mortgagors' escrow accounts	9,732	9,130
Advances from the Federal Home Loan Bank	57,723	18,041
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	25,302	20,872
Total liabilities	1,227,845	1,155,197
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,284,565 and 11,296,103 at December 31, 2022 and 2021, respectively)	113	113
Additional paid-in capital	47,075	46,573
Unearned common stock held by the employee stock ownership plan	(3,491)	(3,709)
Retained earnings	96,624	89,627
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(28,192)	(2,734)
Defined benefit pension plan, net of taxes	(3,997)	(3,901)
Total accumulated other comprehensive loss	(32,189)	(6,635)
Total stockholders' equity	108,132	125,969
Total liabilities and stockholders' equity	$ 1,335,977	$ 1,281,166