Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 28,110	$ 72,091
Available for sale securities (at fair value)	229,030	280,283
Loans receivable (net of allowance for loan losses of $8,492 and $7,559, respectively)	951,282	854,967
Federal Home Loan Bank stock	2,350	1,322
Accrued interest receivable	2,644	3,366
Cash surrender value of life insurance	29,635	29,131
Deferred tax assets (net of valuation allowance of $462 and $454, respectively)	10,256	3,352
Premises and equipment, net	18,858	19,183
Goodwill	2,235	2,235
Intangible assets, net	358	433
Other assets	17,925	14,803
Total assets	1,292,683	1,281,166
Deposits
Non-interest bearing	309,319	314,814
Interest bearing	800,873	787,185
Total deposits	1,110,192	1,101,999
Mortgagors' escrow accounts	5,895	9,130
Advances from the Federal Home Loan Bank	37,541	18,041
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	27,098	20,872
Total liabilities	1,185,881	1,155,197
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01; authorized 25,000,000; issued and outstanding 11,284,565 at September 30, 2022 and 11,296,103 December 31, 2021)	113	113
Additional paid-in capital	46,922	46,573
Unearned common stock held by the employee stock ownership plan	(3,546)	(3,709)
Retained earnings	95,816	89,627
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities, net of taxes	(28,034)	(2,734)
Defined benefit pension plan, net of taxes	(4,469)	(3,901)
Total accumulated other comprehensive loss	(32,503)	(6,635)
Total stockholders' equity	106,802	125,969
Total liabilities and stockholders' equity	$ 1,292,683	$ 1,281,166