Deposits

9 Months Ended

Sep. 30, 2022

Deposits

Deposits

7.    Deposits

Deposits balances are summarized as follows:

	September 30,		December 31,
	2022		2021
Non-interest bearing demand deposits	$	309,319	$	314,814
Interest bearing accounts:
NOW		161,151		158,615
Savings		190,796		182,564
Money market		328,372		289,107
Time certificates of deposit		120,554		156,899
Total interest bearing accounts		800,873		787,185
Total deposits	$	1,110,192	$	1,101,999

Included in time certificates of deposit at September 30, 2022 and December 31, 2021 were reciprocal deposits totaling $8,976 and $21,083, respectively, with original maturities of one to three years. Time certificates of deposit in denominations of $250 or greater were $18,166 and $23,704 as of September 30, 2022 and December 31, 2021, respectively.

Contractual maturities of time certificates of deposit at September 30, 2022 are summarized below:

	September 30,
	2022
Within 1 year	$	92,293
1 – 2 years		14,506
2 – 3 years		9,247
3 – 4 years		2,683
4 – 5 years		1,825
Total	$	120,554