Deposits

6 Months Ended

Jun. 30, 2022

Deposits

Deposits

7.    Deposits

Deposits balances are summarized as follows:

	June 30,		December 31,
	2022		2021
Non-interest bearing demand deposits	$	304,314	$	314,814
Interest bearing accounts:
NOW		162,418		158,615
Savings		192,812		182,564
Money market		319,923		289,107
Time certificates of deposit		132,962		156,899
Total interest bearing accounts		808,115		787,185
Total deposits	$	1,112,429	$	1,101,999

Included in time certificates of deposit at June 30, 2022 and December 31, 2021 were reciprocal deposits totaling $16,120 and $21,083, respectively, with original maturities of one to three years. Time certificates of deposit in denominations of $250 or greater were $17,476 and $23,704 as of June 30, 2022 and December 31, 2021, respectively.

Contractual maturities of time certificates of deposit at June 30, 2022 are summarized below:

	June 30,
	2022
Within 1 year	$	103,095
1 – 2 years		16,121
2 – 3 years		6,656
3 – 4 years		4,875
4 – 5 years		2,215
Total	$	132,962