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Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2022
Regulatory Matters  
Schedule of actual capital amounts and ratios

To be Well Capitalized under 

 

For Capital Adequacy

Prompt Corrective Action

 

Actual

Purposes

Provisions

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

March 31, 2022

 

Rhinebeck Bank

 

  

 

Total capital (to risk-weighted assets)

$

132,876

 

13.47

%  

$

78,904

 

8.00

%  

$

98,630

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

125,176

 

12.69

%  

 

59,178

 

6.00

%  

 

78,904

 

8.00

%

Common equity tier one capital (to risk weighted assets)

 

125,176

 

12.69

%  

 

44,384

 

4.50

%  

 

64,110

 

6.50

%

Tier 1 capital (to average assets)

 

125,176

 

9.75

%  

 

51,355

 

4.00

%  

 

64,194

 

5.00

%

December 31, 2021

 

Rhinebeck Bank

 

  

 

  

 

  

 

  

 

  

 

  

Total capital (to risk-weighted assets)

$

130,217

 

13.54

%  

$

76,917

 

8.00

%  

$

96,146

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

122,658

 

12.76

%  

 

57,687

 

6.00

%  

 

76,917

 

8.00

%

Common equity tier one capital (to risk weighted assets)

 

122,658

 

12.76

%  

 

43,266

 

4.50

%  

 

62,495

 

6.50

%

Tier 1 capital (to average assets)

 

122,658

 

9.65

%  

 

50,865

 

4.00

%  

 

63,582

 

5.00

%