Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2022

Regulatory Matters

Schedule of actual capital amounts and ratios

									To be Well Capitalized under
					For Capital Adequacy				Prompt Corrective Action
	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	March 31, 2022
Rhinebeck Bank
Total capital (to risk-weighted assets)	$	132,876	13.47	%	$	78,904	8.00	%	$	98,630	10.00	%
Tier 1 capital (to risk-weighted assets)		125,176	12.69	%		59,178	6.00	%		78,904	8.00	%
Common equity tier one capital (to risk weighted assets)		125,176	12.69	%		44,384	4.50	%		64,110	6.50	%
Tier 1 capital (to average assets)		125,176	9.75	%		51,355	4.00	%		64,194	5.00	%

	December 31, 2021
Rhinebeck Bank
Total capital (to risk-weighted assets)	$	130,217	13.54	%	$	76,917	8.00	%	$	96,146	10.00	%
Tier 1 capital (to risk-weighted assets)		122,658	12.76	%		57,687	6.00	%		76,917	8.00	%
Common equity tier one capital (to risk weighted assets)		122,658	12.76	%		43,266	4.50	%		62,495	6.50	%
Tier 1 capital (to average assets)		122,658	9.65	%		50,865	4.00	%		63,582	5.00	%