Deposits

3 Months Ended

Mar. 31, 2022

Deposits

Deposits

7.    Deposits

Deposits balances are summarized as follows:

	March 31,		December 31,
	2022		2021
Non-interest bearing demand deposits	$	304,596	$	314,814
Interest bearing accounts:
NOW		162,449		158,615
Savings		192,051		182,564
Money market		311,023		289,107
Time certificates of deposit		142,501		156,899
Total interest bearing accounts		808,024		787,185
Total deposits	$	1,112,620	$	1,101,999

Included in time certificates of deposit at March 31, 2022 and December 31, 2021 were reciprocal deposits totaling $19,377 and $21,083, respectively, with original maturities of one to three years. Time certificates of deposit in denominations of $250 or greater were $18,411 and $23,704 as of March 31, 2022 and December 31, 2021, respectively.

Contractual maturities of time certificates of deposit at March 31, 2022 are summarized below:

	March 31,
	2022
Within 1 year	$	107,282
1 – 2 years		16,947
2 – 3 years		9,662
3 – 4 years		6,356
4 – 5 years		2,254
Total	$	142,501