Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2020

Earnings Per Share

Schedule of earnings per share, basic and diluted

	Three months ended September 30,				Nine months ended September 30,
	2020		2019		2020			2019
Net income applicable to common stock	$	1,150	$	2,091	$	3,573	$	4,223
Average number of common shares outstanding		11,133,290		11,133,290		11,133,290		11,133,290
Less: Average unearned ESOP shares		400,969		422,790		406,423		428,244
Average number of common shares outstanding used to calculate basic and diluted earnings per common share		10,732,321		10,710,500		10,726,867		10,705,046
Earnings per Common share:
Basic	$	0.10	$	0.20	$	0.33	$	0.39
Diluted	$	0.10	$	0.20	$	0.33	$	0.39