Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2020

Regulatory Matters

Schedule of actual capital amounts and ratios

									To be Well Capitalized under
					For Capital Adequacy				Prompt Corrective Action
	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	September 30, 2020
Rhinebeck Bank
Total capital (to risk-weighted assets)	$	118,861	13.60	%	$	69,936	8.00	%	$	87,420	10.00	%
Tier 1 capital (to risk-weighted assets)		108,298	12.39	%		52,452	6.00	%		69,936	8.00	%
Common equity tier one capital (to risk weighted assets)		108,298	12.39	%		39,339	4.50	%		56,823	6.50	%
Tier 1 capital (to average assets)		108,298	9.67	%		44,815	4.00	%		56,018	5.00	%

	December 31, 2019
Rhinebeck Bank
Total capital (to risk-weighted assets)	$	109,799	12.83	%	$	68,481	8.00	%	$	85,602	10.00	%
Tier 1 capital (to risk-weighted assets)		103,845	12.13	%		51,361	6.00	%		68,481	8.00	%
Common equity tier one capital (to risk weighted assets)		103,845	12.13	%		38,521	4.50	%		55,641	6.50	%
Tier 1 capital (to average assets)		103,845	10.84	%		38,325	4.00	%		47,907	5.00	%