Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 51,581	$ 11,978
Available for sale securities (at fair value)	106,367	114,832
Loans receivable (net of allowance for loan losses of $10,563 and $5,954, respectively)	890,495	793,471
Federal Home Loan Bank stock	2,975	3,435
Accrued interest receivable	3,897	2,903
Cash surrender value of life insurance	18,788	18,457
Deferred tax assets (net of valuation allowance of $1,713 and $1,202, respectively)	3,318	2,255
Premises and equipment, net	18,886	18,338
Other real estate owned	1,127	1,417
Goodwill	1,410	1,410
Intangible assets, net	209	241
Other assets	13,525	5,209
Total assets	1,112,578	973,946
Deposits
Noninterest bearing	251,568	179,236
Interest bearing	664,627	594,107
Total deposits	916,195	773,343
Mortgagors’ escrow accounts	4,031	8,106
Advances from the Federal Home Loan Bank	54,857	66,304
Subordinated debt	5,155	5,155
Accrued expenses and other liabilities	17,150	11,156
Total liabilities	997,388	864,064
Stockholders' Equity
Preferred stock (par value $0.01 per share; 5,000,000 authorized, no shares issued)
Common stock (par value $0.01 per share; 25,000,000 authorized, 11,133,290 issued and outstanding)	111	111
Additional paid-in capital	45,895	45,869
Unearned common stock held by the employee stock ownership plan ("ESOP")	(3,982)	(4,146)
Retained earnings	75,725	72,152
Accumulated other comprehensive loss:
Net unrealized gain (loss) on available for sale securities, net of taxes	1,411	(195)
Defined benefit pension plan, net of taxes	(3,970)	(3,909)
Total accumulated other comprehensive loss	(2,559)	(4,104)
Total stockholders' equity	115,190	109,882
Total liabilities and stockholders' equity	$ 1,112,578	$ 973,946