Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash Flows from Operating Activities
Net income	$ 5,963	$ 4,357
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion of premiums and discounts on investments, net	244	337
Net realized loss on sales and calls of securities	69	22
Provision for loan losses	2,460	2,100
Loans originated for sale	(50,711)	(37,582)
Proceeds from sale of loans	48,027	39,375
Net gain on sale of loans	(619)	(621)
Amortization of intangible assets	43	42
Impairment loss on goodwill		95
Depreciation and amortization	1,291	1,147
Write-down of other real estate owned		387
Gain from disposal of premises and equipment		(16)
Deferred income tax (benefit) expense	(94)	102
Increase in cash surrender value of insurance	(398)	(401)
Increase in accrued interest receivable	(380)	(374)
Expense of released ESOP shares	243
Increase (decrease) in other assets	1,133	(1,037)
Increase in accrued expenses and other liabilities	1,714	675
Net cash provided by operating activities	8,985	8,608
Cash Flows from Investing Activities
Proceeds from sales and calls of securities	11,938	2,113
Proceeds from maturities and principal repayments of securities	18,322	14,995
Purchases of securities	(41,078)	(3,885)
Net purchases of FHLB Stock	(1,552)	(775)
Net increase in loans	(114,227)	(115,496)
Purchases of bank owned life insurance	(40)	(40)
Purchases of bank premises and equipment	(2,589)	(1,146)
Net increase of other real estate owned	(14)
Proceeds from sale of other real estate owned	282	162
Net cash used in investing activities	(128,958)	(104,072)
Cash Flows from Financing Activities
Net increase in demand deposits, NOW, money market and savings accounts	25,972	20,840
Net increase in time deposits	62,953	13,473
Decrease in mortgagors' escrow accounts	381	441
Net increase in short-term debt	13,209	8,826
Net increase in long-term debt	21,497	7,872
Net (decrease) increase in other borrowings	(5,000)	5,000
Proceeds of stock subscriptions	9,814	79,142
Return of unfulfilled stock subscriptions	(41,082)
Offering expenses	(1,898)
Return of capital to Rhinebeck Bancorp, MHC	(121)
Loan to ESOP	(4,364)
Net cash provided by financing activities	81,361	135,594
Net (decrease) increase in cash and due from banks	(38,612)	40,130
Cash and Due from Banks
Beginning balance	50,590	10,460
Ending balance	11,978	50,590
Cash paid for:
Interest	8,626	5,139
Income taxes	$ 1,690	$ 625