Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash Flows From Operating Activities
Net income	$ 2,132	$ 1,195
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion of premiums and discounts on investments, net	85	179
Net realized loss on sales and calls of securities	40	1
Provision for loan losses	1,560	1,050
Loans originated for sale	(19,458)	(14,846)
Proceeds from sale of loans	17,941	16,066
Net gain on sale of loans	(208)	(268)
Amortization of intangible assets	22	21
Depreciation and amortization	645	573
Impairment loss on goodwill		95
Write-downs of other real estate owned		387
Deferred income tax expense	(260)	(195)
Increase in cash surrender value of insurance	(200)	(199)
(Increase) decrease in accrued interest receivable	(351)	353
Decrease (increase) in other assets	949	(355)
Increase in accrued expenses and other liabilities	583	1,253
Net cash provided by operating activities	3,480	5,310
Cash Flows from Investing Activities
Proceeds from sales and calls of securities	4,990	375
Proceeds from maturities and principal repayments of securities	6,877	7,968
Purchases of securities	(18,832)
Net purchases of FHLB Stock	(1,472)	(1,288)
Net increase in loans	(58,726)	(57,051)
Purchases of bank premises and equipment	(451)	(343)
Proceeds from sale of other real estate owned	107	54
Net cash used in investing activities	(67,507)	(50,285)
Cash Flows from Financing Activities
Net (decrease) increase in demand deposits, NOW, money market and savings accounts	(5,044)	6,013
Net increase in time deposits	37,484	9,980
Increase in mortgagors' escrow accounts	2,675	2,830
Net (decrease) increase in short-term debt	(4,369)	8,100
Net increase in long-term debt	32,312	20,000
Proceeds of stock subscriptions	9,804
Return of unfufilled stock subscriptions	(41,073)
Loan to ESOP	(4,364)
Offering expenses	(1,898)
Return of capital to Rhinebeck Bancorp, MHC	(121)
Net cash provided by financing activities	25,406	46,923
Net (decrease) increase in cash and due from banks	(38,621)	1,948
Cash and Due from Banks
Beginning balance	50,590	10,460
Ending balance	11,969	12,408
Cash paid for:
Interest	3,933	2,076
Income taxes	915	368
Noncash Investing and Financing Activities
Unrealized holding gain (loss) on available for sale securities arising during the period	3,246	(1,784)
Decrease in defined benefit plan liability included in other comprehensive loss	$ 118	$ 1,010