March 31,

December 31,

2019

2018

(unaudited)

Commitments to extend credit summarized as follows:

Future loan commitments

$

3,861

$

3,157

Undisbursed construction loans

11,549

16,289

Undisbursed home equity lines of credit

9,391

9,532

Undisbursed commercial and other line of credit

57,150

50,773

Standby letters of credit

2,163

1,785

Total

$

84,114

$

81,536