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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Interest and Dividend Income    
Interest and fees on loans $ 31,314 $ 25,366
Interest and dividends on securities 2,355 2,471
Other income 61 50
Total interest and dividend income 33,730 27,887
Interest Expense    
Interest expense on deposits 4,203 3,057
Interest expense on borrowings 1,117 243
Total interest expense 5,320 3,300
Net interest income 28,410 24,587
Provision for loan losses 2,100 900
Net interest income after provision for loan losses 26,310 23,687
Noninterest Income    
Service charges on deposit accounts 2,806 2,406
Net realized loss on sales and calls of securities (22) (27)
Net gain on sales of loans 621 571
Increase in cash surrender value of insurance 401 460
Net gain from sale of other real estate owned   1
Write-downs of other real estate owned (387) (306)
Other real estate owned income 42 42
Gain on sale of subsidiary   1,834
Loss on disposal of premises and equipment 16 (106)
Insurance related income   1,518
Investment advisory income 809 749
Other 895 915
Total noninterest income 5,181 8,057
Noninterest Expenses    
Salaries and employee benefits 14,384 13,536
Sales commissions   260
Occupancy 3,405 3,397
Data processing 1,162 1,159
Professional fees 933 798
Advertising 724 625
FDIC deposit insurance and other insurance 845 794
Other real estate owned expense 186 111
Amortization of intangible assets 42 67
Impairment loss on goodwill 95  
Other 4,344 4,397
Total noninterest expenses 26,120 25,144
Income before income taxes 5,371 6,600
Provision for income taxes 1,014 3,598
Net income $ 4,357 $ 3,002