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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash Flows from Operating Activities    
Net income $ 3,159 $ 4,234
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization and accretion of premiums and discounts on investments, net 265 286
Net realized loss on sales and calls of securities 22 14
Provision for loan losses 1,575 675
Loans originated for sale (26,937) (29,615)
Proceeds from sale of loans 29,146 29,567
Net gain on sale of mortgage loans (435) (432)
Net gain on sale of other real estate owned 0 0
Amortization of intangible assets 32 57
Gain on sale of subsidiary   (1,834)
Impairment loss on goodwill 95 0
Depreciation and amortization 866 856
Write-down of other real estate owned 387  
Loss from disposal of premises and equipment   106
Deferred income tax (benefit) expense (12) 134
Increase in cash surrender value of insurance (300) (345)
Decrease (increase) in accrued interest receivable (269) 325
Decrease (increase) in other assets (788) 697
Increase in accrued expenses and other liabilities 7 217
Net cash provided by operating activities 6,813 4,942
Cash Flows from Investing Activities    
Proceeds from sales and calls of available for sale securities 2,113 26,519
Proceeds from maturities and principal repayments of securities 11,881 14,542
Purchases of securities (3,885) (19,568)
Net (purchases) sales of FHLB stock (1,766) 1
Net increase in loans (89,224) (34,489)
Purchases of bank owned life insurance policies (41) (41)
Purchases of bank premises and equipment (434) (408)
Proceeds from disposal of premises and equipment   525
Net decrease of other real estate owned   2
Proceeds from sale of other real estate owned 108 281
Proceeds from sale of subsidiary   3,443
Net cash used in investing activities (81,248) (9,193)
Cash Flows from Financing Activities    
Net increase in demand deposits, NOW, money market and savings accounts 30,911 17,035
Net increase (decrease) in time deposits 10,702 (10,902)
Decrease in mortgagors' escrow accounts (3,763) (3,317)
Net increase in short-term debt 20,537 700
Net increase in long-term debt 18,184  
Net cash provided by financing activities 76,571 3,516
Net increase (decrease) in cash and due from banks 2,136 (735)
Cash and Due from Banks    
Beginning balance 10,460 12,976
Ending balance 12,596 12,241
Cash paid for:    
Interest 2,081 1,610
Income taxes 368 1,009
Noncash Investing and Financing Activities    
Unrealized holding (loss) gain on available for sale securities arising during the period (2,433) 659
Transfer of loans to other real estate owned   $ 139
Decrease in defined benefit plan liability included in other comprehensive loss $ 1,010