CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 6,385,987	$ 1,092,099
Adjustments to reconcile net income to net cash flows provided by (used in) operating activities
Provision for loan losses	150,000	135,000
Depreciation	554,500	552,952
Net amortization and accretion	(34,309)	60,556
Origination of mortgage loans held for sale	(496,487,911)	(334,927,997)
Proceeds from sales of mortgage loans held for sale	520,343,833	328,437,843
Gain on sale of mortgage loans held for sale	(12,032,795)	(5,120,325)
Gain on sale of other real estate owned, net	(33,066)	(117,657)
(Gain) loss on sale or disposal of assets, net	(7,510)	1,650
Changes in assets and liabilities:
Accrued interest receivable and other assets	42,252	(631,800)
Accrued interest payable and other liabilities	(6,450,768)	5,779,637
Net cash flows provided by (used in) operating activities	12,430,213	(4,738,042)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities or calls of securities available for sale	4,282,964	3,937,991
Purchase of securities available for sale	(16,895,000)	(3,394,432)
Change in loans	21,698,908	22,237,069
Change from redemption of FHLB stock	314,300	715,500
Change in interest bearing deposits in banks	2,386,919	960,851
Proceeds from sale of other real estate owned	2,032,585	1,158,306
Charge-offs on other real estate owned	152,765	952,353
Proceeds from sale of premises and equipment	26,400	8,000
Purchase of premises and equipment, net	(525,842)	(357,369)
Net cash flows provided by investing activities	13,473,999	26,218,269
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	13,814,784	21,510,072
FHLB advance proceeds	50,500,000	1,087,350,000
FHLB advance repayments	(54,500,000)	(1,122,550,000)
Change in advance payments by borrowers for property taxes and insurance	552,452	(315,028)
Net cash flows provided by (used in) financing activities	10,367,236	(14,004,956)
Net Change in Cash and Cash Equivalents	36,271,448	7,475,271
CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR	13,106,041	5,630,770
CASH AND CASH EQUIVALENTS - END OF PERIOD	49,377,489	13,106,041
SUPPLEMENTAL CASH FLOW DISCLOSURES
Cash paid for interest	1,202,600	1,830,030
Loans transferred to other real estate owned	$ 31,619	$ 200,856