CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net income			$ 1,159,654	$ 3,736,385
Adjustments to reconcile net income to net cash flows provided by (used in) operating activities
Provision for loan losses	$ 25,000	$ 50,000	75,000	50,000	$ 150,000
Depreciation			270,285	275,684
Net amortization and accretion			(910)	19,585
Origination of mortgage loans held for sale			(130,846,862)	(289,881,006)
Proceeds from sales of mortgage loans held for sale			137,347,654	299,644,824
Gain on sale of mortgage loans held for sale	(1,338,788)	(3,619,405)	(2,978,749)	(6,622,505)
Gain on sale of other real estate owned, net	0	11,573	0	11,573
Income tax valuation allowance			246,244	852,343
Gain on sale or disposal of assets, net			0	(7,510)
Changes in assets and liabilities:
Accrued interest receivable and other assets			175,757	(21,263)
Accrued interest payable and other liabilities			1,170,278	(1,637,177)
Net cash flows provided by operating activities			6,618,351	6,420,933
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities or calls of securities available for sale			745,321	1,470,923
Purchase of securities available for sale			(7,175,000)	(3,815,000)
Change in loans			(18,669,683)	4,600,637
Change from redemption of FHLB stock			0	314,300
Change in interest bearing deposits in banks			(186,723)	2,030,788
Proceeds from sale of other real estate owned			0	1,737,762
Charge-offs on other real estate owned			0	152,765
Proceeds from sale of premises and equipment			0	26,400
Purchase of premises and equipment, net			(244,987)	(476,627)
Net cash flows (used in) provided by investing activities			(25,531,072)	6,041,948
CASH FLOWS FROM FINANCING ACTIVITIES
Net decrease in deposits			(2,837,151)	(244,638)
FHLB advance proceeds			0	45,500,000
FHLB advance repayments			0	(50,500,000)
Change in advance payments by borrowers for property taxes and insurance			(2,921,337)	(1,969,638)
Net cash flows used in financing activities			(5,758,488)	(7,214,276)
Net Change in Cash and Cash Equivalents			(24,671,209)	5,248,605
CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR			49,377,489	13,106,041	13,106,041
CASH AND CASH EQUIVALENTS - END OF PERIOD	$ 24,706,280	$ 18,354,646	24,706,280	18,354,646	$ 49,377,489
SUPPLEMENTAL CASH FLOW DISCLOSURES
Cash paid for interest			$ 517,298	$ 615,616