CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash and due from banks	$ 23,035,628	$ 5,577,965
Federal funds sold	1,670,652	43,799,524
Cash and cash equivalents	24,706,280	49,377,489
Interest bearing deposits in banks	512,968	326,245
Available for sale securities - stated at fair value	39,033,226	32,868,700
Loans, less allowance for loan losses of $1,487,823 and $1,412,489 at December 31, 2021 and June 30, 2021, respectively	234,014,634	215,419,951
Loans held for sale	3,344,857	6,866,900
Other real estate owned, net	167,590	167,590
Premises and equipment, net	7,887,195	7,912,493
Federal Home Loan Bank stock	1,031,200	1,031,200
Accrued interest receivable and other assets	1,555,477	1,731,234
TOTAL ASSETS	312,253,427	315,701,802
Deposits
Demand	107,046,085	108,991,043
Savings and NOW	90,042,054	88,156,887
Certificates of deposit	69,961,025	72,738,385
Total Deposits	267,049,164	269,886,315
Federal Home Loan Bank borrowings	5,000,000	5,000,000
Advance payments by borrowers for property taxes and insurance	513,182	3,434,519
Accrued interest payable and other liabilities	5,753,426	4,257,101
Total Liabilities	278,315,772	282,577,935
STOCKHOLDERS' EQUITY
Preferred stock ($0.01 par value, 5,000,000 authorized, no shares issued or outstanding as of December 31, 2021 and June 30, 2021, respectively)
Common stock ($0.01 par value, 20,000,000 authorized, 2,624,343 issued and outstanding as of December 31, 2021 and June 30, 2021)	26,243	26,243
Additional paid in capital	11,319,328	11,319,328
Retained earnings	24,548,109	23,388,455
Accumulated other comprehensive loss	(1,956,025)	(1,610,159)
Total Stockholders' Equity	33,937,655	33,123,867
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 312,253,427	$ 315,701,802