CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 624,051	$ 1,778,848
Adjustments to reconcile net income to net cash flows provided by (used in) operating activities
Provision for loan losses	50,000	0	$ 150,000
Depreciation	134,584	136,683
Net amortization and accretion	(6,882)	10,056
Origination of mortgage loans held for sale	(72,636,795)	(142,460,755)
Proceeds from sales of mortgage loans held for sale	73,314,351	140,615,027
Gain on sale of mortgage loans held for sale	(1,639,961)	(3,003,100)
Gain on sale or disposal of assets, net	0	(7,509)
Changes in assets and liabilities:
Accrued interest receivable and other assets	(38,843)	(314,910)
Accrued interest payable and other liabilities	1,784,597	(3,148,235)
Net cash flows provided by (used in) operating activities	1,585,102	(6,393,895)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities or calls of securities available for sale	391,089	562,823
Purchase of securities available for sale	(1,905,000)	(500,000)
Change in loans	(10,241,458)	4,387,871
Change in interest bearing deposits in banks	(16,049)	(154,918)
Proceeds from sale of premises and equipment	0	26,400
Purchase of premises and equipment, net	(170,349)	(120,842)
Net cash flows (used in) provided by investing activities	(11,941,767)	4,201,334
CASH FLOWS FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits	(2,062,779)	1,795,458
FHLB advance proceeds	0	2,000,000
FHLB advance repayments	0	(7,000,000)
Change in advance payments by borrowers for property taxes and insurance	1,288,043	1,755,385
Net cash flows used in financing activities	(774,736)	(1,449,157)
Net Change in Cash and Cash Equivalents	(11,131,401)	(3,641,718)
CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR	49,377,489	13,106,041	13,106,041
CASH AND CASH EQUIVALENTS - END OF PERIOD	38,246,088	9,464,323	$ 49,377,489
SUPPLEMENTAL CASH FLOW DISCLOSURES
Cash paid for interest	$ 248,215	$ 279,707