CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 2,256,146	$ 2,599,597
Interest and dividends on investment securities	181,283	151,990
Interest on federal funds sold	7,181	217
Interest on deposits in banks	7	342
Total Interest and Dividend Income	2,444,617	2,752,146
INTEREST EXPENSE
Interest on deposits	275,174	362,499
Interest on Federal Home Loan Bank borrowings	0	6,142
Total Interest Expense	275,174	368,641
Net interest income before provision for loan losses	2,169,443	2,383,505
Provision for loan losses	50,000	0
Net interest income after provision for loan losses	2,119,443	2,383,505
NON-INTEREST INCOME
Service fees on deposits	102,118	105,306
Service fees on loans	50,692	42,305
Gain on sales of mortgage loans	1,639,961	3,003,100
Income on sale of uninsured products	142,565	113,785
Other income	6,150	8,588
Total Non-Interest Income	1,941,486	3,273,084
NON-INTEREST EXPENSES
Compensation and benefits	2,134,654	2,437,776
Occupancy	515,594	523,588
Advertising	27,995	40,045
Data processing services	284,164	268,818
FDIC assessment	19,991	40,240
Cost of operations for other real estate owned	1,910	17,111
Insurance expense	29,421	30,044
Professional fees	120,153	123,977
Other expenses	302,996	396,142
Total Non-Interest Expenses	3,436,878	3,877,741
Income before income taxes	624,051	1,778,848
Income tax expense	0	0
NET INCOME	$ 624,051	$ 1,778,848
Basic income per share	$ 0.24	$ 0.68
Diluted income per share	$ 0.24	$ 0.68