CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 2,599,597	$ 2,924,435
Interest and dividends on investment securities	151,990	163,500
Interest on federal funds sold	217	21,714
Interest on deposits in banks	342	5,523
Total Interest and Dividend Income	2,752,146	3,115,172
INTEREST EXPENSE
Interest on deposits	362,499	460,236
Interest on Federal Home Loan Bank borrowings	6,142	203,941
Interest on federal funds purchased	0	38
Total Interest Expense	368,641	664,215
Net interest income before provision for loan losses	2,383,505	2,450,957
Provision for loan losses	0	0
Net interest income after provision for loan losses	2,383,505	2,450,957
NON-INTEREST INCOME
Service fees on deposits	105,306	122,606
Service fees on loans	42,305	43,374
Gain on sales of mortgage loans	3,003,100	1,250,743
Income on sale of uninsured products	113,785	93,067
Gain on sale of other real estate owned	0	4,817
Other income	8,588	7,373
Total Non-Interest Income	3,273,084	1,521,980
NON-INTEREST EXPENSES
Compensation and benefits	2,437,776	2,149,157
Occupancy	523,588	490,152
Advertising	40,045	80,776
Data processing services	268,818	305,419
FDIC assessment (reimbursement)	40,240	(27,459)
Cost of operations for other real estate owned	17,111	11,314
Insurance expense	30,044	39,554
Professional fees	123,977	119,070
Other expenses	396,142	237,058
Total Non-Interest Expenses	3,877,741	3,405,041
Income before income taxes	1,778,848	567,896
Income tax benefit	0	0
NET INCOME	$ 1,778,848	$ 567,896
Basic income per share	$ 0.68	$ 0.22
Diluted income per share	$ 0.68	$ 0.22